A Distinct Approach to Financial Security
About Income for Life
At Income for Life, we take a unique approach to financial planning that sets us apart from traditional investment firms. While others focus on finding the best products to chase higher returns—often at the cost of increased risk—we prioritize protecting what matters most: your hard-earned money.
We believe in preventing unnecessary losses first, before considering riskier options. Return is just one part of your personal economic model. By addressing accumulated wealth, lifestyle needs, and transferred money, we create a strategy that secures your financial future without compromising your current standard of living.
Our safety-first approach to retirement income planning ensures that minimizing losses takes precedence over relying solely on market gains. At Income for Life, we focus on creating reliable, sustainable income for life, so you can enjoy the retirement you’ve worked hard for with confidence.
Our Mission
Build the foundation of a secure future
Our Philosophy
Our Focus
A safety-first approach to retirement income planning
Terms and definitions to help explain our approach:
- Accumulated money represents the dollars you currently have invested and are currently saving. You could focus your attention on these dollars in order to find better investments that potentially pay higher rates of return.
- Lifestyle money represents the dollars you are spending to maintain your current standard of living: where you live, what you eat, where you vacation, etc. For many people, this is where the conversation ends. While everyone wants to solve their financial problems, reducing their current standard of living is not a popular option.
- Transferred money refers to the dollars you may be unknowingly and unnecessarily giving away. This includes things like how you pay for your house, the taxes you pay, how you fund your retirement accounts, and even non-deductible interest. Additionally, it encompasses the way you handle major capital purchases like cars, education, weddings, and other large expenses. These are all areas where money can be transferred away without you even realizing it, and it’s crucial to understand how these decisions impact your financial future.
Protecting your wealth while ensuring consistent, reliable income.
Meet Our Leadership
Jeff Woodard CFF®
Tax-Efficient Retirement Income Planning Specialist
I’ve spent my life learning from both my successes and my failures, and now, my passion is helping others do the same when it comes to retirement planning. Growing up, my mother taught me the value of hard work, discipline, and the importance of family. That foundation has guided me throughout my career, especially in the world of investing.
From a young age, I became fascinated by investing—starting with stocks and bonds in my teens and later expanding into real estate, private equity, and even cryptos. But along the way, I realized the traditional approach to financial planning wasn’t working. Too many people were being misled or taken advantage of by financial advisors more interested in sales than real solutions.
Through my experiences in international business and executive coaching, I recognized the gap in the financial industry and the need for a new approach. That’s when I became dedicated to helping people navigate the retirement crisis by focusing on tax-efficient retirement income planning that keeps you from losing money and prepares you for a stable, reliable income.
I’ve seen firsthand how important it is to position your assets safely, manage risks, and focus on creating a predictable retirement income. It’s not about how much you make—it’s about how much you keep.
My team and I are committed to helping you find the money you’re losing unknowingly and to securing your financial future without sacrificing your lifestyle. If you’re ready for a retirement plan built on certainty and safety, let’s work together.