Safety-First Retirement Planning

 

Where we help people who are serious about their money and their life.

We help you keep more of your money.

 

Financial, Tax & Retirement Planning

Mortgage Planning

At Income for Life, we understand the significance of housing expenses and the impact they have on your financial well-being. We are here to empower you with invaluable insights regarding mortgage financing, allowing you to make informed decisions and secure a stable future.

With our expertise, you can better understand wealth transfers in mortgages, preventing unnecessary losses and ensuring your financial success.

Retirement Planning

Income for Life is devoted to helping you craft a robust financial strategy that ensures a comfortable retirement. We recognize that although assets are important, it is consistent income that truly unlocks the door to a contented post-employment life. With our expertise and guidance, we will assist you in cultivating a strong plan that generates sufficient income to sustain your desired lifestyle long after you’ve stopped working.

Trust in Income for Life to secure your financial future.

Financial Education

Income for Life is committed to assisting individuals in identifying potential financial losses and offering valuable insights into the impact of taxes, interest, and fees.

Through collaborative analysis of data – combined with the aspects of goals, concerns, and aspirations – we empower Clients to make informed decisions and secure their financial future.

Join us in uncovering the thousands of dollars you may be missing out on, as we work together to explore the intricate workings of taxes, interest, and fees.

Estate Planning

Estate planning essentially involves creating a plan for managing and distributing assets and properties after your passing. This ensures your wishes are honored, and loved ones are provided for, securing long-term financial security. Estate planning serves as a means to create a blueprint for effectively handling and dividing wealth and belongings, emphasizing the importance of honoring your wishes and caring for family. It establishes a lasting legacy and provides peace of mind for you and your family.

Asset Strategy

Asset strategy and allocation are key components in achieving long-term financial stability. At Income for Life, we understand the importance of appropriately dividing investment assets among various categories to optimize returns while minimizing risk. Our experts analyze your unique investment goals, risk tolerance, and time horizon to devise a personalized plan that aligns with your financial aspirations. With our comprehensive approach, you can rely on our expertise to ensure your investments provide a solid foundation for a secure future.

Tax Planning

Income for Life provides expert tax planning and allocation services that optimize your investments and assets to maximize tax benefits and minimize tax liabilities. Our strategic approach ensures that you make the most of every opportunity to save on taxes. Trust our team of professionals to guide you through the complex world of tax planning, allowing you to secure a prosperous and financially stable future.

Our Mission Is to Build the Foundation of a Secure Future

Looking for financial security and a stable income for life? Look no further.

At Income for Life, we are dedicated to helping you make the most of your hard-earned money. Our personalized approach ensures that we understand your unique situation, dreams, and goals. With a focus on open and honest communication, we build long-term relationships that lay the foundation for your success.

Whether it’s retirement planning, mortgage planning, financial education, estate planning, asset strategy, or tax planning, our team of experts is here to guide you every step of the way. Upgrade your retirement plan to Retirement 3.0 and secure your future. Book an appointment with us today.

Future

Retirement Planning 3.0

For the best retirement, follow the MERIT Planning Model:

M: Mortgage planning
E: Estate planning
R: Real estate planning
I: Insurance planning
T: Tax planning

Just like “old technology” is no good for the future, neither is an old retirement plan!

Today’s traditional retirement plan was designed over 30 years ago when 401k plans and IRAs replaced pensions.
Hasn’t our society changed since then?

– We upgrade our cars so we don’t get stranded.
– We upgrade our software so our computers perform better.
– We upgrade our smartphone apps so they do more for us.

– When was the last time you “upgraded” your Retirement Plan?

It is WELL worth 1 hour of your time to find out about Retirement 3.0 options!

Fill in the form and let’s discuss YOUR upgraded plan.

Jeff Woodard

To be clear, I’m not a big advocate of the tools we have because I’m in the planning business. I’m in the planning business because I’m a big advocate of the tools we have.

Long-term health care is important because it allows you to use more of your lifetime income for things you like rather than split them between things you like and things you need. 
-Mosche Milevsky, one of the 35 most influential people in the U.S. financial advisory business

Words of Wisdom

“A good man leaves an inheritance to his children’s children, but the sinner’s wealth is laid up for the righteous!”

Proverbs 13:22

Why?

“The reason I decided to reinvent myself at 62 isn’t because I was too old for what I was doing; it was because I was still young enough to start something new.”

Jeff Woodard

Reserves

Bank Reserves:
Many central banks have historically required banks under their purview to keep 10% of the deposit. 10 cents per dollar.

Insurance Company Reserves:
For every dollar of future guaranteed benefits the company has for the customer, it has to have a dollar of hard assets on its balance sheet. Dollar for dollar.

golf bag

Investing and golf are simple.

There are 3 phases in golf: 1. The tee shot 2. The approach 3. The putt

In investing, there are ALSO 3 phases: 1. Building wealth 2. Protecting wealth 3. Distributing wealth

In investing, we can’t use the same products for all the different phases. Wealth building products won’t help protect wealth.

Wealth distribution products won’t help build wealth.

When it comes to building wealth–mutual funds, annuities, managed money, and life insurance can do that.

Building wealth with disability insurance or putting your money into long term care insurance won’t work.

When it comes to protecting your wealth, annuities, life insurance, disability insurance will work, but managed money, mutual funds, and stocks and bonds won’t.

An investment product can’t make up wages if someone is disabled. Millions of dollars are at risk without high liability limits and an umbrella policy.

When it comes to distributing wealth, managed money isn’t going to distribute wealth efficiently–that’s what annuities do. Life insurance provides tax free income in retirement.

So what I’m saying is: Each club in the bag has a different function, and use the right club for the situation.

After Tom Hegna, Don Blanton

Address

Stamp Creek Rd.
Salem, SC 29676

Email

jeff@incomeforlife.io

Effective Date: 13 June, 2024

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