Our Blog
Welcome to Income for Life, where we believe in providing you with the tools and knowledge to secure a life-long income.
Our blog covers a wide range of topics, from annuities and indexed universal life insurance to retirement planning and investment strategies. Discover how annuities can help you navigate market uncertainties, explore the benefits of a max-funded IUL, and learn why it’s important to save like Dave Ramsey but invest differently.
Stay updated on the latest trends, such as the demise of the 60/40 portfolio and the hidden truth behind qualified plans. No matter your age, our blog offers valuable insights to help you plan for a secure future. Join our community and subscribe now to receive regular updates and expert advice. Income for Life – your path to financial stability.
Seven Reasons your 401(k) is Riskier than You Think
“Max out your 401(k)” is one of the most common pieces of popular financial advice. Of course, it’s “for your own good,” we are told. But is it really? Today we expose the very real risks of a 401(k), and what you can do to decrease them. Our aim is to help you reduce...
Six Streams of Tax-Free Income
Six Streams of Tax-Free Income David McKnight, edited November 01, 2021 WE OPERATE UPON THREE BELIEFS WHEN IT COMES TO TAX-FREE INCOME IN RETIREMENT. The first is that tax rates are likely to be dramatically higher in the future than they are today. Possibly much...
How to never run out of money
Jeff Woodard Jan 4, 2021 HOW TO NEVER RUN OUT OF MONEY IN RETIREMENT – EVEN IF YOU LIVE TO 120 Jeff Woodard, ed. August 29, 2021 “Those who fail to learn from history are condemned to repeat it.” Henry retired on New Year’s Eve 1999. As an investment banker on...
Why We Love Annuites
Jeff Woodard Jan 4, 2021 ANNUITY MYTHS: WHY WE LOVE ANNUITIES Various April 28, 2021 Popular speakers in the financial and retirement space like Ken Fisher and Suzy Orman have made annuities rather unattractive. The major objection has to do with the supposed...
Make Over 15% Safely Using a Max-Funded IUL
Jeff Woodard December 26, 2022 "With Income for Life (a.k.a Private Reserve Account, PRA), we put our money into a high-quality indexed universal life insurance policy from a solid company. And we set it up a specific way to supercharge the growing cash balance in...
Save Like Dave Ramsey – Just Don’t Invest Like Him!
August 01, 2020 I often get the question about Mr. Ramsey...here are my candid thoughts... “Ramsey is the pro bono financial adviser to millions of Americans who otherwise could never afford one.”—Politico.com There’s a gap in financial advice. Financial advisors,...
Demise of the 60/40 Portfolio
April 25, 2020 According to the Financial Times: “One of the basic rules of investment is coming unstuck, forcing some fund managers to rethink how they build their portfolios.” All to say the classic portfolio structure — 60% stocks and 40% bonds — might be a loser...
Qualified Plans: The Hidden Truth
For many people, the term 401k is synonymous with retirement preparation, and sometimes represents the full extent of their preparedness. Such accounts are often included as part of a benefits package provided by employers, and chances are if you have one, most of...
How to Plan for The Future No Matter How Old You Are
Welcome to Income for Life, where we believe in providing you with the tools and knowledge to secure a life-long income.
Our blog covers a wide range of topics, from annuities and indexed universal life insurance to retirement planning and investment strategies. Discover how annuities can help you navigate market uncertainties, explore the benefits of a max-funded IUL, and learn why it’s important to save like Dave Ramsey but invest differently.
Stay updated on the latest trends, such as the demise of the 60/40 portfolio and the hidden truth behind qualified plans. No matter your age, our blog offers valuable insights to help you plan for a secure future. Join our community and subscribe now to receive regular updates and expert advice. Income for Life – your path to financial stability.