Seven Reasons your 401(k) is Riskier than You Think

“Max out your 401(k)” is one of the most common pieces of popular financial advice. Of course, it’s “for your own good,” we are told. But is it really? Today we expose the very real risks of a 401(k), and what you can do to decrease them. Our aim is to help you reduce...

This Response Says it All…

Simon Black, edited Waterloo and the end of Napoleon On the evening of June 18, 1815, in the Belgian hamlet of Mont-Saint-Jean, nearly 70,000 troops under the command of the Duke of Wellington, alongside 50,000 allied Prussian soldiers, fought against the French...

How to never run out of money

  Jeff Woodard Jan 4, 2021  HOW TO NEVER RUN OUT OF MONEY IN RETIREMENT – EVEN IF YOU LIVE TO 120 Jeff Woodard, ed. August 29, 2021 “Those who fail to learn from history are condemned to repeat it.” Henry retired on New Year’s Eve 1999. As an investment banker on...

Why We Love Annuites

  Jeff Woodard Jan 4, 2021 ANNUITY MYTHS: WHY WE LOVE ANNUITIES Various April 28, 2021 Popular speakers in the financial and retirement space like Ken Fisher and Suzy Orman have made annuities rather unattractive. The major objection has to do with the supposed...

Make Over 15% Safely Using a Max-Funded IUL

Jeff Woodard December 26, 2022 “With Income for Life (a.k.a Private Reserve Account, PRA), we put our money into a high-quality indexed universal life insurance policy from a solid company. And we set it up a specific way to supercharge the growing cash balance...